This article only applies to our Urban Jungle Contents Insurance, Tenants Liability Insurance (not Urban Jungle Buildings & Contents or Buildings Only policies) and Select By Urban Jungle Building & Contents Insurance . If you’re unsure about which policy you have, please refer to this article.
Our Contents policies might be able to cover you if you live with housemates or if you’re a student living in shared accommodation like halls of residence.
At the moment, we can cover houses with up to 6 housemates (total) on our Urban Jungle Contents policy. You can cover just your belongings, or your housemates’ belongings too. You can also protect your landlord’s belongings with Tenants Liability Cover.
If you live in halls of residence (or other similar setups like a care home), we may be able to offer you cover if your room has its own exact address. For example, ‘Room 1, 101 Student Halls, Town Street’.
If the insured address will be the whole property, you don’t need to have locks on your individual room doors. Please note that there is no cover for theft by anyone who is lawfully at the premises (for example anyone else who lives there).
To check if we can cover you, just head to our website and click ‘Get a Quote’ to go through the quote process.
Housemates at the same address need to be named on the policy to be included in the cover. Just fill in their name(s) during the quote process and that's it.
Please note, housemates must be on the same tenancy agreement to be eligible.
With our Select by Urban Jungle policy, when taking out a quote we will ask you how many people are living at the property and what each person’s relationship is to you.
It’s worth noting that we can cover lodgers, but you need to own the house and anyone who lives at the insured property is covered by tenants liability insurance - they don’t need to be named on the policy for this.
To check if we can cover you, just head to our website and click ‘Get a Quote’ to go through the quote process.