Urban Jungle can insure your gadgets through either our dedicated gadget policy or as part of a home contents policy.
These policies have lots of differences, and for the full picture you’ll need to read the policy documents for each policy.
We have some different contents policies. The below information is correct for our standard home contents policy. To find out if you have this policy, look for ERGO Versicherung AG, UK Branch which will be listed as your Insurer in the “Schedule of Insurance & Statement of Fact” section. If you have or are offered a different policy from us, check the policy document carefully when comparing the two policies.
Some of the main differences are:
- Our home contents policy requires you to add out of home personal possessions cover to protect your gadgets out of home.
- Our home contents policy covers you from £1,000 to £15,000 total value of gadgets and other items out of the home (if this cover is selected).
- Our home contents policy has a variable excess from £0 to 1,500 that can be chosen in the purchase journey.
- Our home contents policy does not include fraudulent use cover.
- Our home contents policy does not include out of warranty breakdown cover.
- Our home contents policy covers your gadgets worldwide for 60 days of the year, rather than 90.