Most of our policies don’t include home emergency cover, so check your policy schedule carefully to see if you have this type of cover. If eligible, you will have been offered this cover during your purchase and it will be listed in your policy document.
Your home buildings insurance may cover a lot of things, but it's unlikely to cover your building utilities. This means your plumbing and pipes, your boiler and central heating, your electricity and gas supply. If something goes wrong with these, you'll need separate arrangements, or may end up forking out a lot for repairs.
Home emergency insurance covers you for repairs to these parts of your home, as well as some other risks, like pest infestations.