We have two types of contract for our Buildings & Contents Insurance policy - monthly or annual.
Our monthly contract is a rolling contract that renews every month, rather than an annual contract that’s paid for in monthly instalments. That means you can cancel at any time, for free, and you won’t be billed for any further months.
It’s worth noting, that with a monthly contract, if there is a change in your circumstances, it may affect your cover or premium at your next monthly renewal. If an insurer changes its requirements and isn't able to cover you at your monthly renewal, we'll provide you with notice and resources to help you find alternative cover. You’ll still be able to cancel for free any time.
Our annual contract is a yearly contract that renews after one year. You can still cancel at any time for free, and you’ll receive a pro rata refund for any unused months of cover (as long as you haven’t made a claim). We’ll get in touch before the policy renews to remind you about your policy.
The terms of cover are the same whichever contract you choose, and you’ll be able to make changes to your policy online. That means you can cancel at any time, for free, and you won’t be billed for any further months.